A little bit of fraud going on?

I am in the unfortunate situation of not having health insurance.

I went to refill some prescriptions.  I discovered that meds I had been paying $25.00 for through my insurance really cost $10.00.  Add that up over a period of time and it's ALOT!

I call that fraud.  I call that insurance companies ripping the American public off!

I went to refill a prescription last week - ninety days ago it cost $4.00.  Refill expense:  $120.00.  It was inexpensive for years because it was an "old" medication long on the market.  It would appear that drug companies are not making the $$$ b/c people are avoiding the more expensive (and oft dangerous medications due to contraindications) drugs.  Viola!  Pharmaceutical companies will now begin charging you more!

What's wrong with this picture?  Who is looking out for the average person?  Not the healthcare industry.  That is for sure!